Pros of taking a joint home loan with your sibling - you can get a higher loan amount and a lower interest rate if your sibling is also an earning member. Cons: you risk damaging the relationship or legal tangles if one sibling fails to pay down the line.
https://www.creditmantri.com/article-taking-a-joint-home-loan-with-your-sibling-evaluate-the-pros-and-cons-first/
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