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ID THEFT Benefit Descriptions:
Identity Monitoring Scours the internet to identify the illegal trade and sale of your personal information.
• Monitors thousands of websites and checks millions of data points, and if we find your information, we’ll alert you.
• Our proactive detection works in real time, giving you the opportunity to stop the leak early.
• Data is collected on an international level, regardless of a country’s credit system or language.
• The sooner you know that your information is compromised, the more you reduce the risk of lasting damage, and the better your chances for a quick resolution.
This program monitors your online identity and keeps you alerted of possible breaches of your:
• Bank accounts
• Credit/debit cards
• Email addresses tied to different online accounts
• Medical ID numbers located on your ID card provided by your health insurance provider
• Phone numbers
• Social security number (we monitor credit data and public records to ensure that your social security number is not being used fraudulently)
• Driver’s license
• Passport number
• Store/membership cards (retail credit cards)
Identity Theft Restoration
Assists you with full service identity restoration by certified identity theft risk management specialists. To reduce the time and effort required in the event your identity is stolen, our specialists will.
• Provide support in restoring your identity and, if authorized, can employ Limited Power of Attorney to complete all restoration activities on your behalf.
• Contact your banking institutions, file a police report, review your credit report, or place a fraud notification or security freeze with the three credit bureaus.
• Make phone calls, send electronic notifications, and prepare appropriate documentation on your behalf.
• Issue fraud alerts and victim statements when necessary with the three consumer reporting agencies, the FTC, SSA, and U.S. Postal Service.
• Contact, follow up and escalate issues with affected agencies, creditors, financial institutions to reinforce your rights.
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